Find answers to some of the commonly asked questions about Medicare Insurance and download valuable information.
If you are already collecting Social Security, you will automatically receive your red, white, and blue Medicare card roughly 90 days prior to your Medicare eligibility date.
If you are not currently receiving Social Security, Medicare beneficiaries sign up for Medicare the Social Security Administration via one of three ways:
No. Each insurance company files their rates with the respective state insurance commissioners. Therefore the rates direct through the carriers are the same as through a broker like MBG. We shop all the carriers at once saving you time and money by recommending the products that have the best premiums, copays, and networks for each individual client. If you went direct through an insurance carrier, that company can only discuss their products. We can discuss all of the products that we represent as a one-stop shop as we don’t work for the insurance company…we work for you.
We get paid a commission by each insurance company. These commissions vary by product type. The carriers pay us very similarly across product lines so we can confidently say that we don’t care which company or plan our clients choose. We just care that our clients choose us.
Yes. We’ve been helping folks with Medicare planning for many years. We wouldn’t be very successful if we recommended plans your doctors don’t take! We represent most of the top carriers nationwide, but the doctor networks are all different. We look up each of your doctors to ensure the plans we recommend are accepted at your doctors’ offices.
That’s for us to decide together. Medicare planning is like putting together a big puzzle. We work with each client individually to gather the puzzle pieces and start putting them in place. Medicare insurance is not one-size-fits-all as each person has different needs, health, and budget. We recommend viewing this comparison chart and then giving us a call at (734) 657-4797 to discuss your options.
There are usually many low or even no-premium Medicare Advantage Plan (Part C) options in most areas of the country, and there’s no catch…low and even NO premium! What happens behind the scenes is that Medicare is subsidizing the plan premium. In other words, Medicare is paying for all or most of the premium. The amount of money the insurance company gets from Medicare is dependent largely on the ‘star rating’ of the plan. For example, when performing an ‘eye test’ on a couple zero-premium plans side-by-side, one can usually see that the copays and features of a 4.5-star rated plan look a little bit better across the board than that of a 3.5-star rated plan. This isn’t always the case of course, so we recommend connecting with us so we can comparison shop and discuss features and differences of the plans in your area.
If you are already collecting Social Security, you will automatically receive your red, white, and blue Medicare card roughly 90 days prior to your Medicare eligibility date.
You can apply for Medicare in any of the following ways:
Online at: ssa.gov/benefits/medicare/
Over the phone by calling Social Security at 800-772-1213
If you require a Part B-only application: You can download the form below, fill it out and drop it off at your local Social Security office.
To locate your local social security office click here.
If you are over the age of 65 and still working, and are about to come off of your group plan and start Part B, your employer needs to fill out the form below, which goes along with the Part B application above, and drop it off at your local Social Security office.
For more information regarding working past 65, click here.
Let us take care of your Medicare needs. You can trust us to do so.
This is a proprietary website and is not associated, endorsed, or authorized by the Social Security Administration, the Department of Health and Human Services, or the Center for Medicare and Medicaid Services (CMS). This site contains decision-support content and information about Medicare, services related to Medicare, and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
DISCLAIMER:
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 85 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Jim Neil | Licensed Agent | CEO
direct: 734-657-4797
email: Jim.Neil@MedicareBenefitsGroup.com
