Extraordinary care for every generation

Find the coverage that is right for you.

Insurance Plans

We offer a variety of insurance plans for your needs and budget.

Medicare Advantage Plan / Part C

Medicare Part C is available through a Medicare Advantage plan and is an alternative to Original Medicare (Part A and Part B). These plans offer the same benefits as Original Medicare and usually include prescription drug coverage (Part D) as well as additional benefits not covered by Medicare.


Medicare Supplement
Medigap Insurance

Medicare Supplement, or Medigap, insurance plans fill in “gaps” in basic benefits left open by Original Medicare (Part A and Part B), such as deductibles, coinsurance, and co-payments. The biggest “gaps” most people are concerned about are Part A (hospital) deductibles and out-of-pocket costs as well as the 20% coinsurance Part B (medical) does not pay. Medigap insurance is offered as Plans A through N (not to be confused as Parts A, B, C, and D of Medicare).


Medicare Prescription Drug Plan / Part D Coverage

Medicare Part D is available to help with prescription drug costs and is available in two ways.

  1. Enrolling in a Medicare Advantage Plan (Part C), or
  2. Enrolling in a stand-alone Medicare Prescription Drug Plan that works alongside your Original Medicare benefits (Part A and Part B). With this option, most clients also have a Supplement (Medigap) plan to fill the “gaps” left open by Original Medicare.


The coverage gap or “donut hole” is a very confusing concept for people that have expensive medications. Click here for details and examples.

Other Insurance

We offer a variety of insurance plans for your needs and budget.


Standalone plans offer the most comprehensive coverage, giving you up to $5,000 per year of benefits covering  preventative and major services. Some plans are network-based while others give you the freedom to choose any provider. Some plans are combination plans that include Vision and Hearing benefits.

affordable care act / obamacare

If you’re not yet eligible for Medicare, or maybe you have a younger spouse that still needs ‘regular health insurance,’ we can help. We certify each year with the marketplace so we can offer our non-Medicare customers the best coverage possible, taking advantage of all the tax credits we can to save you money.

indemnity / critical illnes

Even with the best health insurance coverage, there can still be large out-of-pocket expenses and unexpected costs when dealing with a hospitalization or serious illness. These plans fill more ‘gaps’ like deductibles and copays and can even pay lump sum cash benefits upon diagnosis of a critical illness like cancer, heart attack, and stroke.

life insurance / final expense

A popular and inexpensive option, final expense life insurance, is a whole life, level term plan that does not require an exam. It tailors to those looking for an inexpensive way to cover burial expenses and to settle affairs upon passing.  We even have plans that are guaranteed to be issued, with no health questions for those that have pre-existing conditions.